The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 96714 | Hanalei | 34 |
| 2. | 96817 | Honolulu | 47 |
| 3. | 96712 | Haleiwa | 50 |
| 4. | 96722 | Princeville | 56 |
| 5. | 96822 | Honolulu | 58 |
| 6. | 96816 | Honolulu | 59 |
| 7. | 96814 | Honolulu | 60 |
| 8. | 96754 | Kilauea | 60 |
| 9. | 96708 | Haiku | 61 |
| 10. | 96703 | Anahola | 61 |
| 11. | 96815 | Honolulu | 63 |
| 12. | 96786 | Wahiawa | 64 |
| 13. | 96770 | Maunaloa | 65 |
| 14. | 96790 | Kula | 67 |
| 15. | 96813 | Honolulu | 67 |
| 16. | 96819 | Honolulu | 68 |
| 17. | 96756 | Koloa | 68 |
| 18. | 96761 | Lahaina | 68 |
| 19. | 96791 | Waialua | 69 |
| 20. | 96773 | Ninole | 69 |
