The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 96713 | Hana | 22 |
| 2. | 96817 | Honolulu | 27 |
| 3. | 96712 | Haleiwa | 29 |
| 4. | 96774 | Ookala | 29 |
| 5. | 96780 | Papaaloa | 29 |
| 6. | 96790 | Kula | 32 |
| 7. | 96708 | Haiku | 33 |
| 8. | 96814 | Honolulu | 34 |
| 9. | 96764 | Laupahoehoe | 35 |
| 10. | 96753 | Kihei | 35 |
| 11. | 96822 | Honolulu | 35 |
| 12. | 96761 | Lahaina | 36 |
| 13. | 96717 | Hauula | 36 |
| 14. | 96731 | Kahuku | 37 |
| 15. | 96754 | Kilauea | 37 |
| 16. | 96763 | Lanai City | 37 |
| 17. | 96791 | Waialua | 37 |
| 18. | 96816 | Honolulu | 37 |
| 19. | 96710 | Hakalau | 38 |
| 20. | 96722 | Princeville | 39 |